Easy Monthly Installments
Buy the home and kitchen electronics you need today and pay in comfortable monthly amounts — with zero down payment and a fully automated checkout.
Easy Monthly Installments (EMI) let you split the cost of your purchase into affordable monthly payments, so you can manage your budget while still getting the products you want. At AYS Online, EMI is available to credit card holders on all products priced Rs. 10,000 and above. Choose your bank below to see its installment plan, available tenures and full terms.
Choose your bank’s installment plan
Select the bank whose credit card you hold to view its plan, tenures and terms & conditions.
Convert your Bank Alfalah credit card purchase into easy monthly installments with flexible tenures.
View plan & termsSpread your JS Bank credit card purchase over comfortable monthly payments with multiple plan options.
View plan & termsPay for your purchase in easy monthly installments with your MCB Bank credit card and choose your tenure.
View plan & termsHow installments work
Four simple steps from cart to easy monthly payments.
Pick your product
Choose any item priced Rs. 10,000 or above and add it to your cart.
Select installments
At checkout, choose the installment option and your bank’s plan.
Pay by credit card
Complete the secure, fully automated checkout with your credit card.
Pay monthly
Enjoy your product now and pay in comfortable monthly installments.
Why buy on installments from AYS Online
Good to know
- EMI is available to credit card holders of the banks listed above.
- Installment plans apply to all products with a value of Rs. 10,000 or above.
- Available tenures and any applicable bank pricing are set by each bank — see the bank’s plan page for full terms.
- Simply select the installment option at checkout and choose your bank’s plan to get started.
- Need help? Call our helpline at 0333-5652643.
Ready to shop on easy installments?
Browse thousands of original home and kitchen electronics and pay your way — monthly, on delivery, or online.
Start shopping
In today’s environment EMIs (Easy Monthly Installments) / BNPL (Buy now Pay later) are in inevitable and now www.aysonline.pk offers its esteemed customers with different Easy Monthly Installments facilities on our website with an easy payment plan to enable its customers to access and purchase the items they desire while managing their finances during the turbulent economy. With multiple payment tenures and easy interest-free installments it intends to help people spend responsibly without incurring interest or extended debt.
Now multiple Easy Monthly Installment plan (EMI) are available for credit card holders. EMI plans applies for all products with a minimum value of Rs. 10,000 or above. Please click the links below to reach terms and conditions of the specific plan.


