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JS Bank

Select any product on our website. Add to cart and checkout using your JS Bank credit card to avail the facility.

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JS Bank Easy Monthly Installment Terms and Conditions

Following are the Terms & Conditions applicable on EMI plan and are to be read along with the Credit Card terms and conditions:

  1. Minimum purchase amount for each transaction (should include only one product) should be PKR 10,000 to book an Easy Monthly Instalment.
  2. Only customers opting for EMI on aysonline.pk checkout page are eligible for this promotion.
  3. One Time Processing Fees: Flat 2.50 % or PKR 700, whichever is higher will be charged by the bank as per their Schedule of Charges. (SOC)
  4. The conversion of purchase to Easy Monthly Instalments may take up to 3 working days.
  5. Purchase on aysonline.pk is to be made at least 3 working days before the next credit card statement is generated to ensure that the transaction reflects in that statement. For example, your statement date is January 24, 2023, then the purchase should be made before January 21, 2023
  6. If you make a purchase immediately after the statement date then the transaction will reflect in the next month’s statement.
  7. The Bank providing EMI service is acting as corporate agent/distributor of third-party products/services and shall not be responsible in any manner to any person or to any claim.
  8. In case of order cancellations by aysonline.pk, the instalment plan will be cancelled and no pre-payment charges will apply.
  9. In case of order cancellations, it is customer’s responsibility to call aysonline.pk and cancel the instalment plan.
  10. JS Bank and aysonline.pk have the right to cancel this promotion any time without any intimation.