JS Bank Installment Plan

Terms & Conditions

The following terms apply to the JS Bank EMI plan and should be read together with your credit card terms and conditions.

1. Minimum purchase amount for each transaction (one product only) must be PKR 10,000 to book an Easy Monthly Installment.
2. Only customers opting for EMI on the aysonline.pk checkout page are eligible for this promotion.
3. One-time processing fee: flat 2.50% or PKR 700, whichever is higher, charged by the bank as per their Schedule of Charges (SOC).
4. Conversion of the purchase to Easy Monthly Installments may take up to 3 working days.
5. Purchase on aysonline.pk should be made at least 3 working days before your next credit card statement is generated, so the transaction reflects in that statement. For example, if your statement date is the 24th, purchase before the 21st.
6. A purchase made immediately after the statement date will reflect in the next month’s statement.
7. The bank providing the EMI service acts as corporate agent/distributor of third-party products/services and is not responsible in any manner to any person or claim.
8. In case of order cancellation by aysonline.pk, the installment plan will be cancelled and no pre-payment charges apply.
9. In case of order cancellation, it is the customer’s responsibility to call aysonline.pk to cancel the installment plan.
10. JS Bank and aysonline.pk reserve the right to cancel this promotion at any time without prior notice.