Select any product on our website. Add to cart and checkout using QisstPay Payment Gateway using debit or credit card.

Moving Ahead – Zero Percent (0%) Markup

AYS International move one step ahead and now launching instalment plan for our esteemed customers, whereby the customer can avail installment plans for up to 6 months with 0% markup.

Eligibility Criteria

Now, AYS facilitates its customer from a hassle-free process of lengthy documentations. You only have to be a debit or credit card holder. You are eligible to apply for a product of your choice on Aysonline website. AYS Team will process your bank verification, and once verified, your case will be marked as eligible and our teams will process it and deliver the product at your door step.

Options Available

Under this facility, there are Two options for all our customers.

1. Pay in Four

This option is particularly for our Debit Card customers, whereas, Pay in Four means, that in this facility customer can Buy now and Pay later in four months. Yes, you read it right Pay in four months using your respective bank’s debit card.

Under this facility the minimum purchase limit is Rs 15,000 and Maximum purchase limit is Rs 55,000 for pay back period of 4 Months.

2. Split Pay

This option is particularly for our Credit Card customers, whereas, Split Pay means, that in this facility customer can Buy now and Pay later up to Twelve Months. Yes, you read it right Pay in Twelve months using your respective bank’s Credit card.

Under this facility the minimum purchase limit is Rs 15,000 and Maximum purchase limit is Rs 55,000 for pay back period of 4 Months.

How to Make a Purchase Using Facility of Pay In Four and or Split Pay?

  1. All you need to do is to visit aysonline.pk home page.
  2. Select your desired product category and subsequently product page.
  3. Once you have selected your product and it is added it cart, you will have to click on Buy Now button.
  4. A form will appear where you will fill in the requisite information.
  5. After that you will initiate a checkout.
  6. When you initiate a checkout, select QisstPay as your payment mean.
  7. It will than ask you to fill in your Bank details and select a payment plan in Four or Split Pay.
  8. Once the above process is completed the scrutiny process from our end with be initiated.
  9. And after that, if your case gets approved then the order will be delivered at your door step within 3-4 working days.
  10. Alternatively, if the case gets rejected due to missing information / incorrect information, our representative will get in touch with you and will explain the entire issue with total amount reimbursed to you within 7 Days maximum.
(page) Installment Policy
0% Percent Markup

QisstPay Pakistan

  • QisstPay Pakistan is one of the fastest growing companies in the tech industry. Its unique business model enables customers to purchase products through flexible online payment options. Consumers can pay for their purchases in installments over four to six months, interest-free.
  • This new payment platform will help consumers buy electronics, and other necessities without having to worry about paying for them in full. QisstPay will allow consumers to use their debit and credit cards.
  • QisstPay is a Non-Banking Finance Company (NBFC). The company's primary goal is to provide an easy way for the masses to make purchases. Currently, a large portion of the population does not have access to credit card and thus cannot afford to shop.
  • QisstPay is addressing the lack of flexibility in the payments landscape in Pakistan. Many citizens of developing countries do not have access to consumer financing. Purchasing recreational goods and everyday necessities can be difficult.
  • QisstPay's Buy Now, Pay Later platform is an easy way for merchants to accept installment payments. For merchants, it's a good way to expand their business. If customers choose to skip a payment, they will receive a partial refund.
  • To grow its business, QisstPay needs to convince customers to use the BNPL service. To do this, the company has partnered with Aysonline and looking to partner with other merchants to promote its product offering.
  • Currently, the company serves over 500 retailers across Pakistan. These include Philips, Lenovo, and Samsung. They also have over 30 employees.